On Feb. 16, the Gordon & Rees Hartford office was featured in the Connecticut Law Tribune Insurance Coverage & Bad Faith Litigation section. The special section featured three articles by Gordon & Rees attorneys: “Getting Schooled by Sandy and Irene,” by Regen O’Malley and Steven Zakrzewski; “No Coverage for Period When Policy Has Lapsed,” by Thomas Blatchley; and “Limits on Duty to Defend Under Conn. Law,” by Joseph Blyskal and Greil Roberts.
In “Getting Schooled by Sandy and Irene,” O’Malley and Zakrzewski discussed the importance of knowing your insurance coverage, especially during major storms. They write “The words in an insurance policy have a legally binding effect, and they are therefore chosen carefully. It behooves policyholders to read every single one of those words, no matter how tedious, lest they be caught unaware at the worst possible time.”
In “No Coverage for Period When Policy Has Lapsed,” Blatchley addressed a case of first impression in the Connecticut Appellate Court, which recently held that “when an insurance policy has been canceled for a premium nonpayment, and the insured seeks to reinstate that policy, the insurer may reinstate coverage effective only for future losses.”
In “Limits on Duty to Defend Under Conn. Law,” Blyskal and Roberts assessed “whether the duty to defend terminates on policy exhaustion can become a complex analysis when a claim involves multiple plaintiffs and exposure unquestionably exceeds the policy limits, yet the insured desires a continuing defense.”
To read the full articles, click here.